The dark before any holiday where greeting cards are involved , I wind up at the letter paper store . My goal is always to spend $ 1.99 ( plus tax ) . But since I do n’t conduct that kind of John Cash , I have to slash out the credit card . And whipping out the plastic means I must also grab an spendthrift bow , holiday - appropriate candy corn , and a stuffed Mr. T rear - view mirror accoutrement .

The purchase of these ridiculous items is dictated by a star sign tap to the register . scrawl in green mark on notebook paper with maddeningly frayed edges , the preindication says , " Minimum Credit Card Purchase $ 10 . "

And according toBottom Line Personal , a magazine I did n’t understand I pick up , that sign go against the terms and conditions imposed by Visa and MasterCard .

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" Did you know that merchants who accept Visa and MasterCard can not require a minimum purchase ? If a merchant insists on a minimum leverage amount , contact your card issuer to complain . "

The Consumeristhas the actual wording , from Visa :

" Always observe valid Visa card , in your acceptation category , irrespective of the dollar bill amount of the purchase . Imposing lower limit or maximal leverage amounts is a assault . "

Now , your local merchants might argue that paying credit card fee on minuscule purchase eliminates their profit margins . And that sounds pretty reasonable . But my point in time is this – if you scent up a few dollars brusk of an arbitrary terminus ad quem , and you ’re the form of person who argues about signs taped to cash registers , you wo n’t have to walk out with unwanted purchase .

Or you’re able to just start up carrying around more cash . Â   Anyone have any safe / mortifying stories of stuff and nonsense you bought to reach a minimum leverage terminus ad quem ?